Apply for an IBKR Debit Mastercard Here

Spend with the IBKR Debit Mastercard

Interactive Brokers  Mastercard Debit Card with no foreign transaction fee

Our debit card links your IBKR account to your real-world expenses.

Enrolling in the debit card program is quick and easy, provides you with the convenience of accessing your account funds anywhere Debit Mastercard is accepted around the world and lets you spend or borrow directly against your account with no monthly minimum payments and no late fees.

Safety and Convenience
  • Authorize transactions, pre-authorize large purchases and lock or unlock your card right from your phone with our IBKR Mobile two-factor security authentication.
  • Android Pay, Apple Pay and Samsung Pay are available to clients using the Interactive Brokers Debit Mastercard. These mobile payment solutions let clients use a smartphone just as they would the debit card. Click an icon to download the app.
  • apple pay
    android pay
    samsung pay

Additional Debit Mastercard Benefits:

  • Advisors and Brokers can request debit cards be sent to their clients.
  • Trustees who are also beneficiaries can enroll in the debit card program.


  • Zero Liability
  • Mastercard ID Theft Protection
  • Extended Warranty
  • Price Protection
  • Satisfaction Guarantee


  • Priceless Offers & Experiences


  • Mastercard Airport Concierge*
  • Mastercard Travel Services


  • Emergency Card Replacement
  • Emergency Cash Advance
  • Lost/Stolen Card Reporting

For complete information visit or call Mastercard at 1-800-MASTERCARD

*Cardholder fees may apply

Interactive Brokers Debit Card Frequently Asked Questions

Get more info on Frequently Asked Questions Click Here

Calculate Your Approximate Interactive Brokers Spending Limit

For Your Assets Held at IBKR.



Enter values below in whole US dollars to see your approximate spending limit.

Cash value

Long Stock value

Short Stock value

Mutual Funds value

Treasury Securities

Total Portfolio Value


Portfolio Margin accounts require $100,000 minimum balance. For non-Portfolio Margin accounts, choose the Reg-T margin rates button below.
To see your exact limit for your specific portfolio, open a Free Trial account. This will allow you to log into Trader Workstation (TWS), add the positions in your current portfolio, and view your current available margin.

Note: Mutual Funds must be fully-paid for a period of 30 days after purchase in order to be used as margin collateral.

The interest calculator is based on information that we believe to be accurate and correct, but neither Interactive Brokers LLC nor its affiliates warrant its accuracy or adequacy and it should not be relied upon as such. Neither IB nor its affiliates are responsible for any errors or omissions or for results obtained from the use of this calculator.

Margin borrowing is only for sophisticated investors with high risk tolerance.
You may lose more than your initial investment.
  1. Annual Percentage Rate (APR) on USD margin loan balances as of 10/01/18. Interactive Brokers calculates the interest charged on margin loans using the applicable rates for each interest rate tier listed on its website. For additional information on margin loan rates, see
  2. Supporting documentation for any claims and statistical information will be provided upon request. Rates obtained on 9/26/17 from for Low Interest Credit Card regular APR, Average Personal Loan Rates by Credit Rating $10,000 Loan - 3 Year Term and Home Equity Loan Rates in Greenwich CT for $50,000.
  3. Credit interest rate as of 10/01/2018. USD credit interest is paid on balances over USD 10,000 in securities accounts with Net Asset Value exceeding USD 100,000. For more information, see
  4. According to Barron's Broker Survey 2017: How They Stack Up, March 20, 2017. For complete information, see

Margin loan rates and credit interest rates are subject to change without prior notice.

BY USING THIS CARD YOU AGREE WITH THE TERMS AND CONDITIONS OF THE CARDHOLDER AGREEMENT INCLUDING THE ZERO LIABILITY REQUIREMENTS AND FEE SCHEDULE, IF ANY. This card is issued by Metropolitan Commercial Bank (Member FDIC) pursuant to a license from Mastercard International. "Metropolitan Commercial Bank" and "Metropolitan" are registered trademarks of Metropolitan Commercial Bank© 2014.

All interest and borrowing activity is through Interactive Brokers LLC. Please see your customer agreement with Interactive Brokers LLC for further details.

Card program marketed and administered by Interactive Brokers LLC, the Program Manager of the Interactive Brokers Debit Mastercard.